Finance

Our Finance Options

Zip Pay

Flexible Interest-Free Payment Solutions

Zip Pay is a buy-now-pay-later service offering interest-free payment solutions with a credit limit of up to $1,000. Whether you're shopping online or in-store, Zip Pay allows you to break down your purchases into manageable payments, giving you the flexibility to choose a repayment schedule that suits your financial situation—weekly, fortnightly, or monthly.

Key Features:

Interest-Free: Zip Pay accounts are always interest-free, with a $9.95 monthly account fee that is waived if your closing balance is paid in full by the due date.
Flexible Repayments: Customise your repayment schedule and amounts to fit your budget, ensuring you have control over your finances.
Shop Everywhere: Use Zip Pay online or add it to your digital wallet for contactless payments in stores.
Bill Payments: Pay everyday bills, such as utilities and school fees, using BPAY via Zip, spreading the cost over time.

For more details, visit Zip Pay.

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Frequently Asked Questions

What is the difference between Zip Pay and Zip Money?

Zip Pay offers interest-free credit up to $1,000 with no upfront fees. It's ideal for everyday purchases. Zip Money provides higher credit limits with a guaranteed interest-free period on larger purchases. Zip Money may include fees like a $9.95 monthly account fee and a one-time setup fee for new customers.
How do I make repayments with Zip Pay?

You can choose your repayment schedule—weekly, fortnightly, or monthly. If you pay off your balance in full by the due date, the $9.95 monthly account fee is waived. Repayments can be made through the Zip app or website.
Can I use Zip Pay to pay bills?

Yes, you can use Zip Pay to pay bills through BPAY. Simply log into the Zip app, select 'Pay a bill with BPAY,' and enter your biller details. Zip will cover the bill, and you can repay Zip over time.
What happens if I miss a payment?

Yes, applying for Zip Pay involves a credit check to assess your suitability for the service. Zip also performs ongoing reviews of your account to ensure it meets their lending criteria.

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Finapps

Tailored Asset Finance Solutions

Finapps is a leading finance provider specializing in tailored asset finance solutions for both businesses and individuals. Whether you need finance for vehicles, equipment or other assets, Finapps offers flexible loan options that cater to your specific needs. The application process is designed to be quick and straightforward, ensuring you get the funding you need without unnecessary delays.

Key Features:

Wide Range of Finance Options: Finapps provides financing for various assets, including vehicles, machinery and business equipment.
Flexible Terms: Choose from a variety of repayment options and terms that align with your financial goals.
Fast Approval Process: Their streamlined application process ensures quick approval times, allowing you to access funds when you need them most.
Personalised Service: Finapps works closely with you to understand your needs and find the best financing solution tailored to your situation.

For more information, visit Finapps.

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Frequently Asked Questions

What types of assets can I finance with Finapps?

Finapps offers financing for a variety of assets, including vehicles, trucks, machinery, and other business equipment. They work with both individuals and businesses to provide tailored financing solutions.
How long does it take to get approved for finance?

The approval process is designed to be quick and efficient. In many cases, you can receive approval and access to funds within a few days of submitting your application.
What repayment options does Finapps offer?

Finapps provides flexible repayment options to suit different financial situations. You can choose from various terms and repayment schedules, ensuring that your finance plan aligns with your budget.
Can I finance both new and used assets?

Yes, Finapps offers financing for both new and used assets. Whether you’re purchasing new machinery or a pre-owned vehicle, Finapps can tailor a finance solution to meet your needs.
What if I have a low credit score?

Finapps understands that not everyone has a perfect credit history. They work with a range of lenders and may still be able to find a finance solution for you, depending on your circumstances.